There is so much to think about and organise when you start to work from home that many areas can be overlooked,

But once the business is up and running, it might be worth looking into your insurance situation to check that you are covered for your new employment situation.

David Martin from Allianz recently told the Mirror that people who work from home should conduct a risk assessment of their house before they set up their business to ensure they are on top of the Health and Safety Act requirements.

He added that insurance for any business stock kept around the house is also worth considering, as is business interruption cover, which will protect loss of gross profit if “an insured event prevents the business from trading normally”.

If the company takes on additional employees, then of course there is a legal requirement for the business owner to have employers' liability insurance. Neglecting this could result in fines of up to £2,500 for each day that it is not in place.

So while insurance may not be top of the list when you first establish your business, do think carefully about it as soon as possible to avoid complications further down the line.